A penny in a dream is often symbolic of minor and insignificant matters that hold value in one's life. Seeing a penny may represent a realization that even the small things matter and should not be ignored or taken for granted. The condition of the penny may also offer additional insights into the dream's meaning. A shiny and new penny could signify newfound luck and prosperity, while a tarnished or worn-out penny might allude to feelings of depreciation or neglect. The context and emotions associated with discovering or handling the penny in the dream can contribute to a more personalized interpretation.